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</o:shapelayout></xml><![endif]--></head><body lang=EN-US link="#0563C1" vlink="#954F72"><div class=WordSection1><p class=MsoNormal>Geoff,<o:p></o:p></p><p class=MsoNormal>The cash disbursements to be presented for payment on Thursday total $21,856.70 leaving the checking account with a negative balance of $9,844.32. Can you please transfer funds to cover the checks? The ColoTrust Account has wire instructions set up to transfer funds to the First Bank if necessary. The ColoTrust Account number is CO-01-0304 and the telephone number is 303-864-7474. The ColoTrust account balance is $305,950.92. <o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal>ColoTrust is currently paying 1.28%. I don’t know what the First Bank savings accounts are paying but I suspect it is significantly lower than ColoTrust. The board may want to consider transferring the balances in the First Bank savings to ColoTrust to maximize the investment income.<o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p><p class=MsoNormal><b><i>Darcy Beard CPA<o:p></o:p></i></b></p><p class=MsoNormal><i><a href="mailto:darcybeardcpa@comcast.net">darcybeardcpa@comcast.net</a><o:p></o:p></i></p><p class=MsoNormal><i>Office 303-841-3474<o:p></o:p></i></p><p class=MsoNormal><i>Mobile 303-594-5488<o:p></o:p></i></p><p class=MsoNormal><i><o:p> </o:p></i></p><p class=MsoNormal><i>The information contained in this electronic communication and any document attached hereto or transmitted herewith is confidential and intended for the exclusive use of the individual or entity named above. If the reader of this message is not the intended recipient or the employee or agent responsible for delivering it to the intended recipient, you are hereby notified that any examination, use, dissemination, distribution or copying of this communication or any part thereof is strictly prohibited. If you have received this communication in error, please immediately notify the sender by reply e-mail and destroy this communication. Thank you. </i><o:p></o:p></p><p class=MsoNormal><o:p> </o:p></p></div></body></html>